Wednesday, July 24, 2013

MyProsperity.com.au

MyProsperity.com.au



If you've stumbled across my blog, you probably like shopping. I know i do lol
However being a shopaholic can be a bad thing. I was definitely one for a long time. However i grew up in a family which always knew saving was important. 
I've really let go last year and spent way too much. It got to the point where i was spending all my pay every week and i knew i had to stop. I've been doing ok this financial year :) My goal is to stop being a shopaholic/hoarder. I don't need more stuff! My room is overcrowded and i'm never going to be able to downsize my stuff at this rate!

So when i got an email to review MyProsperity i knew it was something that could be of use to me. It is a website which allows you to have better control of your finances. It securely links your bank accounts, credit cards, loans, super, shares, property, car, etc all in one place and best of all it is free!

It allows you to design your own budget plan and sorts out your spending for you. You can see all your money related stuff in one place which i think is the best way to know how your financial situation really is. Sometimes i spend on one card but i monitor my other bank account more. Before i know it, i've spent everything in one account without realising and thinking i still have money :(
I usually put all my spendings on a very VERY messy spreadsheet. I use EditGrid which i can access online everywhere but their servers are always down so i have been looking for a new option :)

I've signed up and so far the website navigation is easy. They also have a easy set up steps for you at the beginning. There's a few sections where you can add goals and budgets. Apparently if i want to save for a new car, it's going to take me 150 months if i only add $200 in per month lol... no more goal of a new car any time soon :P I really like how it puts your goals and plans into perspective. Now i know if i want a new car within the next 1-2 years, i'm going to have to buckle down and save hard!

Finding a good way to watch your spending and money flow is so important these days. Money is put into all kinds of things like share, investments or even an old sock in your drawer :P lol Keeping track can be a headache trying to gather everything together. I know because i did my tax recently and i hated looking for all my files and logging into all my bank accounts! 
I think this website service is great and something we all need in our busy lives.

If you need help with budgeting or just want to be able to see all your finances in one place, check out MyProsperity.com.au! They even provide a free car and house worth valuation :) 






New Prada Bag! Prada Saffiano Lux BN1786 in Baltico Navy Black Blue



For my Birthday last month i got the Prada bag i've been wanting from L :)
It's their Saffiano Lux tote bag which is their popular standard bag design. It's my first luxury designer bag, and although the price still hurts, we only live once and if you can afford to get one, why not. I always knew i would indulge in one someday :) But letting go of the money is always hard especially when you slave away at work for so long just to be able to purchase one of these!
I'm afraid i know this will not be the only overpriced bag i will possess in my lifetime :D But it's a good start! I've wanted this for it's simple elegant design. It's very sturdy leather. Should not easily stain and the design will go with everything. It's a classic piece which should stay within trend for years and years.
The problem was choosing the colour. I was set on Navy or Black. Should i go safe and stick with Black? Or should i add a bit of fun and go Navy? When we were at the store choosing out my bag, they had the seasonal colours available :D Which is how i came upon 'Baltico'. A Black Blue! My perfect shade! It's so much more classy than the Navy but not as flat and boring as the Black! I knew straight away this was the one :)

This is how the colour looks in real life. Isn't it beautiful? :)

With Flash! Definitely see the blue tones in this now.



I feel like this bag needs a seatbelt on in the car :P

I hope this can become my everyday bag and i can the money's worth in use out of it! I've got one of those plastic bases from a supermarket environmental canvas bag to put in the base so it keeps it shape ok. But i don't mind if it doesn't stay 'boxy' since i want it to look like a comfortable everyday bag. Sadly i've only used this bag twice as i don't want to bring it to work where it sits unattended in a cupboard all day with a good chance of it being possibly stolen! On my days off i don't tend to bring a handbag with me when i drive around to local places :( Must find places to bring this bag! It's so roomy i can fit everything in it. I might start bringing this to work but after i've done all the leather protecting stuff hehe

I love this bag so much :) But once you own one, you realise you don't need a million designer bags like you dreamed of hehe. I'm at the stage in my life where i've tossed all those cheap bags where i had like 20 different designs and have stuck to the one basic black bag everyday. What age were you guys when you decided to stick to one handbag only like most 'adults'. Not that adults should stick to one bag but my mum always uses one bag for everyday, so did my teachers and older people i've come across :)
I can't wait till i choose my next designer bag to put on my want list. But i'm super happy with this bag and will wait till it's a little worn before i even consider wanting another pricey bag :P


BTW i've been meaning to do a massive haul post for the past month. But my laptop screen broke and i'm using an old laptop which won't connect to my phone so i can't upload photos easily. It's really such a hassle and has made blogging so inconvenient :( I'm working on it though, i've bought so much fun stuff, i can't wait to share soon :)

Saturday, July 6, 2013

Clearasil Vitamins & Extracts Daily Clear Wash and Mask Review and Giveaway :)


Clearasil Vitamins & Extracts Daily Clear Wash and Mask $10.99

I was sent this item to review around a week ago. It is the new Clearasil Vitamins & Extracts Daily Clear Wash and Mask. 



"Formulated with Avocado Extracts and nourishing Vitamin E, glycerine for hydration, as well 
as Pomegranate fruit extract, an anti-oxidant known to help keep skin looking and feeling 

healthy, these delicious smelling products cleanse gently and do not leave your skin over 

dried."





Definitely sounds like it's packed with lots of goodness for the skin. The packaging is a easy to use squeezy tube :) It smells so lovely. Very refreshing and soothing. It is a greenish grey colour with a cream gel texture. It reminds me a lot of Dermalogica's Dermal Clay Cleanser. But when used on the face it definitely feels more like a watery gel and smooths out very nicely. It's at a very good price too for only $10.99!





This is great for the mornings when you need something to freshen up your face and is gentle enough to just clean off left over cream from the night before :) i would recommend this as an everyday morning face wash or even for nights where you just bummed at home all day and don't have much to wash off :) Sometimes its better to use gentle products that don't strip off everything too harshly. Gotta give the skin some R&R now and then right :P


~Giveaway~

5 commenters will also win a full sized Clearasil Vitamins & Extracts Daily Clear Wash and Mask. Just leave a comment below on what skin concerns you think Clearasil Vitamins and Extracts could help you with? 

For me i think it will help me feel energized and more awake in the morning so i can apply my make up with my eyes opened! lol 

This giveaway will only be till the 22nd of July 2013, so i will contact the winners then to arrange for the prizes to be sent to you :)
Now leave a comment! Gogogo :D Chances are i wont get enough comments so if you're the first 5 you'll probably win hehe Everyone loves a freebie right? :)