MyProsperity.com.au
If you've stumbled across my blog, you probably like shopping. I know i do lol
However being a shopaholic can be a bad thing. I was definitely one for a long time. However i grew up in a family which always knew saving was important.
I've really let go last year and spent way too much. It got to the point where i was spending all my pay every week and i knew i had to stop. I've been doing ok this financial year :) My goal is to stop being a shopaholic/hoarder. I don't need more stuff! My room is overcrowded and i'm never going to be able to downsize my stuff at this rate!
So when i got an email to review MyProsperity i knew it was something that could be of use to me. It is a website which allows you to have better control of your finances. It securely links your bank accounts, credit cards, loans, super, shares, property, car, etc all in one place and best of all it is free!
It allows you to design your own budget plan and sorts out your spending for you. You can see all your money related stuff in one place which i think is the best way to know how your financial situation really is. Sometimes i spend on one card but i monitor my other bank account more. Before i know it, i've spent everything in one account without realising and thinking i still have money :(
I usually put all my spendings on a very VERY messy spreadsheet. I use EditGrid which i can access online everywhere but their servers are always down so i have been looking for a new option :)
I've signed up and so far the website navigation is easy. They also have a easy set up steps for you at the beginning. There's a few sections where you can add goals and budgets. Apparently if i want to save for a new car, it's going to take me 150 months if i only add $200 in per month lol... no more goal of a new car any time soon :P I really like how it puts your goals and plans into perspective. Now i know if i want a new car within the next 1-2 years, i'm going to have to buckle down and save hard!
Finding a good way to watch your spending and money flow is so important these days. Money is put into all kinds of things like share, investments or even an old sock in your drawer :P lol Keeping track can be a headache trying to gather everything together. I know because i did my tax recently and i hated looking for all my files and logging into all my bank accounts!
I think this website service is great and something we all need in our busy lives.
If you need help with budgeting or just want to be able to see all your finances in one place, check out MyProsperity.com.au! They even provide a free car and house worth valuation :)
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